Marrs Insurance Brokers

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Marrs Insurance Brokers is a trading name of The Not Too Boring Company Ltd. Registered in England & Wales, Registered No. 09026225.

Marrs Insurance Brokers is an appointed representative of TEn Insurance Services Ltd which is authorised and regulated by the Financial Conduct Authority.

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IMPORTANT: Coronavirus Covid-19 insurance announcement

Here at Marrs Insurance Brokers we understand insurance. We have over 40 years of experience in the broking market and have encountered just about every class of insurance in that time. As such, we are equipped to handle virtually any kind of commercial or personal lines enquiry, ranging from high net worth to marine cargo, from technology risks to film and media cover.

Outstanding customer service is our guiding principle, not just a cliché. Many of our clients have been with us for years, if not decades, and we pride ourselves in putting our customers first in everything we do.

We are proud to be a member of the TEn Insurance Services Ltd network and have access to a great many companies and schemes providing competitive and comprehensive cover.

Marrs Insurance Brokers is an appointed representative of TEn Insurance Services Ltd which is authorised and regulated by the Financial Conduct Authority. Click here to view their website.


Welcome to Marrs Insurance Brokers

As the effects of the Covid-19 outbreak continue to paralyse businesses, we feel it important to clarify some of what is being remarked upon in the press, and by government agents and others, specifically in relation to insurance.

We feel the Chancellor’s recent comments have been misinterpreted and because there is a strident voice amongst many in the leisure industry that suggests had HMG enforced closure of businesses, rather than recommend patrons avoid them, those entities would be insured, we seek to advise our clients that this is, in fact, not the case.

Since the SARS outbreak of 2002-2004, most commercial insurance policies have either excluded SARS and similar diseases, or cover for diseases generally are not included.

Closure of businesses due to disinclination of customers, inability to trade due to vulnerable staff sent home, or failure of suppliers are, in almost every case, not insured. Neither would it have been possible to obtain such cover in the overwhelming majority of cases and to suggest that it is a matter of hard luck that the insurer or Broker did not offer that additional cover is both misleading and disingenuous. Having researched over 100 policies, particularly those in the Leisure Industry where many businesses will suffer acutely, we and our industry colleagues have found only 3 wordings which could respond to claims relating to this outbreak, and even those rely on quantifiable losses due to disease at or near the insured premises.

Being brutally honest, had insurers ignored the ramifications of SARS and offered such cover, I suspect many, if not all of them, would be out of business by the time this crisis is over and so we all hope for everyone’s sake that the Government will stand by its promise to do ‘whatever it takes’ to keep the economy and businesses alive. We all need to recognise we are in uncharted waters. Coolness and clear heads will triumph eventually but we need to hold our nerve through the coming months and do what we can to help each other.